40%
Gemstone Buyback
of invoice value
Market Rate
Metal Buyback
prevailing rate on date
7–14 days
Timeline
from receipt to payment
Lifetime
Validity
no expiry date
How It Works: An Example
| Invoice Value | Buyback Rate | Buyback Amount | Net Cost to You |
|---|---|---|---|
| ₹45,000 | 40% | ₹18,000 | ₹27,000 |
| ₹80,000 | 40% | ₹32,000 | ₹48,000 |
| ₹1,20,000 | 40% | ₹48,000 | ₹72,000 |
| ₹2,50,000 | 40% | ₹1,00,000 | ₹1,50,000 |
Gemstones as an Investment
Unlike cut diamonds, which can lose 30–50% of their retail value the moment you leave the store, certified precious gemstones tend to hold their value better over time. They are finite natural resources with documented origins and provenance.
Our 40% guaranteed buyback means you know exactly what you will receive back. Compare this to a fixed deposit that locks your money, or gold jewellery where making charges are lost entirely. A Jeevan Ratna certified stone gives you astrological benefit while you own it, and a guaranteed floor value when you decide to sell.
Important note: Gemstones are not financial instruments. We do not make investment promises. The buyback guarantee is our commitment to stand behind the stones we sell, not a promise of appreciation.
How to Initiate a Buyback
WhatsApp us
Send a clear photo of the stone with its original certificate to +91 97626 31131. Our team responds within 24 hours.
Verification
We verify the certificate number and match it to our records. We may ask for the original purchase invoice.
Ship the stone
We provide a shipping label. Send the stone in secure, tamper-evident packaging with the original certificate.
Payment
7–14 working days from receipt. Payment to your bank account or UPI. No deductions other than any shipping cost.
Conditions
- Original third-party certificate is required: no certificate, no buyback.
- Stone must not be damaged beyond normal wear (chips, deep scratches, or cracks may reduce the buyback offer).
- Original invoice required (we maintain records, contact us if you need a copy).
- Buyback applies to certified gemstones purchased from Jeevan Ratna only.
- Jewellery metals are bought back at the prevailing market rate on the date of buyback, not the original purchase price.
- Payment is made only to the original purchaser's bank account or UPI.
Buyback FAQ
Does the 40% apply to the original invoice price or the current market price?
The 40% is calculated on the original invoice value, the amount you paid, as documented on the invoice. It does not fluctuate with market prices, which means your buyback value is fixed and guaranteed from the day of purchase.
What if I bought a stone years ago and no longer have the invoice?
The original invoice is required for buyback. We recommend keeping it safely. If you purchased from us, we maintain order records and can help retrieve the invoice, contact us on WhatsApp.
Is the buyback only for gemstones, or does it apply to jewellery too?
Certified gemstones are bought back at 40% of invoice value. Jewellery metals (gold, silver, platinum) are bought back at the prevailing market rate on the date of buyback, as is standard in the industry.
How long does the buyback process take?
From the date we receive the stone and original certificate, the process takes 7–14 working days. Payment is made to your bank account or UPI.
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Every certified gemstone comes with the lifetime buyback guarantee.
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